Total and Permanent Disability (TPD) taxation minimisation
Is your TPD payout structured to protect its full value?
Our strategic tax planning ensures your disability compensation is preserved and optimised for the long term.
What is Total Permanent Disability (TPD) Taxation Minimisation?
Managing tax on a Total Permanent Disability (TPD) payout requires foresight. Without the right strategy, a significant portion can be lost to taxation.
Omura specialises in structuring disability payouts to ensure tax efficiency, using proven methods and unique strategies available to you – helping you retain more of what’s rightfully yours should the unfortunate ever occur. With a caring and measured approach, we navigate complicated TPD regulations to give you greater financial security and control over your compensation for complete peace of mind.
Book a discovery sessionOur Financial
Modelling and Cashflow
Management Work
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Cash Movements
Inflows
Outflows
Asset Base
Our Taxation and Structuring Advisory Work in Action
Our Retirement Planning Work in Action
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Our Superannuation Work in Action
Making the Most of Your Superannuation
Many Australians view superannuation as a passive savings account, expecting it to grow on its own over time. However, this is quite passive and can potentially slow down the growth of your super nest egg. The truth is, without the right financial guidance, there can be so many missed opportunities to use strategic approaches that can significantly grow your retirement wealth. Let’s chat.
Book an initial callOmura’s Superannuation Strategies for a Stronger Future
While our superannuation financial advisory services are bespoke and tailored to each person, our overall approach to superannuation advice includes:
Our Comprehensive Approach to Superannuation Advice
Selecting a super fund that aligns with your long-term financial goals
Implementing tax strategies to optimise your retirement savings
Adjusting risk exposure to match your life stage and retirement plans
Selecting a super fund that aligns with your long-term financial goals
Exploring investment options and superannuation structures, including wrap accounts, SMSFs, master trusts and industry funds for greater flexibility and growth
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Making the Most of Your Insurance
Many Australians overlook insurance, becoming complacent.
However, it’s just as important a part of your financial plan as investment and portfolio planning. We don’t sell insurance. However, we help you determine the right level of coverage, structure it tax-effectively and ensure it adapts as your financial situation evolves.
Book an initial callOmura ensures your TPD payout is structured for maximum retention, long-term security and financial flexibility.
Our TPD Taxation Minimisation strategy ensures you’re well-informed and well-prepared about all disability entitlements.
Optimised TPD Tax Planning
Specialised TPD tax strategies that prevent unnecessary losses and optimise your financial outcome.
Proactive Fund Accessibility
Pre-approval tactics to ensure your funds remain accessible and not locked away due to poor structuring.
Strategic Payout Structuring
Meticulous payout planning that balances tax efficiency with financial stability.
My husband died at age 37. Here’s how I survived financially
For Lisa Chew and the families of the 20,000 people who die every year in Australia aged between 20 and 60, there are few consolations.
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We navigate complex tax regulations, structure your TPD compensation effectively and protect your financial future with care.
Structure your TPD payouts. Protect your well-being.
Managing tax on a Total Permanent Disability (TPD) payout requires foresight. Without the right strategy, a significant portion can be lost to taxation.
Money, Well-being and
the Role of Financial Advice
the Role of Financial Advice
Health and Well-being Benefits from
Strong Financial Literacy
Strong Financial Literacy
What Clients Say About Our Taxation Minimisation service
Omura provides the expertise and strategic insight to protect and optimise your wealth, giving you confidence.
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Following a significant Injury which saw me off work for 6+ months I was in need of professional financial advice.
After researching 5 advisors, majority of them had a "robotic" systems where you had to book into their calendar and pay an exuberant fee for a 1 hour initial consult before you could speak with them to see if they had any past experience with your financial / life circumstances.
I chose to engage Terry to manage my finances due to the fact he took the time to understand my situation/circumstances and provide me with valuable guidance before we even spoke about fees. Terry managed to guide me through all of the tax elements in relation to TPD and work injuries and how to navigate through these "grey" areas, saving me a fair bit in tax by strategically mapping out the road moving forward. I would highly recommend having chat with Terry before you commit to and advisor as I found him to be the most professional and transparent.
I chose to engage Terry to manage my finances due to the fact he took the time to understand my situation/circumstances and provide me with valuable guidance before we even spoke about fees. Terry managed to guide me through all of the tax elements in relation to TPD and work injuries and how to navigate through these "grey" areas, saving me a fair bit in tax by strategically mapping out the road moving forward. I would highly recommend having chat with Terry before you commit to and advisor as I found him to be the most professional and transparent.
Marco L
Your TPD payout is a crucial asset. We help you prepare the right financial strategy.
Omura structures your compensation with careful tax planning, ensuring you minimise liabilities and retain more of what’s rightfully yours. With expert TPD planning, you keep more of your disability payout and gain greater control over what comes next.