Personal Insurance Advice
Is your personal insurance aligned with your financial plan?
Omura provides honest, needs-based advice to make sure you have the right coverage with complete confidence at all times.
What is Personal Insurance Advice?
Unexpected events can put your financial future at risk. The right personal risk insurance protects your wealth and ensures stability.
Omura provides life insurance, income protection and financial risk insurance advice tailored to your situation, factoring in tax efficiencies and evolving financial goals. This includes income protection, trauma insurance, life insurance and TPD insurance, all structured to safeguard your financial position and give you peace of mind.
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Our Superannuation Work in Action
Making the Most of Your Superannuation
Many Australians view superannuation as a passive savings account, expecting it to grow on its own over time. However, this is quite passive and can potentially slow down the growth of your super nest egg. The truth is, without the right financial guidance, there can be so many missed opportunities to use strategic approaches that can significantly grow your retirement wealth. Let’s chat.
Book an initial callOmura’s Superannuation Strategies for a Stronger Future
While our superannuation financial advisory services are bespoke and tailored to each person, our overall approach to superannuation advice includes:
Our Comprehensive Approach to Superannuation Advice
Selecting a super fund that aligns with your long-term financial goals
Implementing tax strategies to optimise your retirement savings
Adjusting risk exposure to match your life stage and retirement plans
Selecting a super fund that aligns with your long-term financial goals
Exploring investment options and superannuation structures, including wrap accounts, SMSFs, master trusts and industry funds for greater flexibility and growth
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Making the Most of Your Insurance
Many Australians overlook insurance, becoming complacent.
However, it’s just as important a part of your financial plan as investment and portfolio planning. We don’t sell insurance. However, we help you determine the right level of coverage, structure it tax-effectively and ensure it adapts as your financial situation evolves.
Book an initial callOmura tailors personal insurance advice to your financial strategy, optimising protection and cost
Omura’s financial advisors offer you our personal insurance expertise to protect your future and maximise your benefits.
Adaptive Insurance Planning
Integrated insurance planning to adjust coverage as your financial position evolves.
Transparent, Objective Advice
Honest, numbers-driven advice that prioritises your needs over commissions or biases.
Strategic Wealth Protection
Strategic risk insurance solutions that safeguard your wealth and future.
My husband died at age 37. Here’s how I survived financially
For Lisa Chew and the families of the 20,000 people who die every year in Australia aged between 20 and 60, there are few consolations.
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With experience in both insurance policy structures and claims, our financial advisors ensure your life insurance, income protection, trauma and TPD cover work as a part of your comprehensive financial plan.
Optimise your personal insurance. Protect your well-being.
Unexpected events can put your financial future at risk. The right personal risk insurance protects your wealth and ensures stability.
Money, Well-being and
the Role of Financial Advice
the Role of Financial Advice
Health and Well-being Benefits from
Strong Financial Literacy
Strong Financial Literacy
What Clients Say About Our Personal Insurance Advice Service
Omura provides the expertise and strategic insight to protect and optimise your wealth, giving you confidence.
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I chose to engage Terry to manage my finances due to the fact he took the time to understand my situation/circumstances and provide me with valuable guidance before we even spoke about fees. I would highly recommend having chat with Terry before you commit to and advisor as I found him to be the most professional and transparent.
After researching 5 advisors, majority of them had a "robotic" systems where you had to book into their calendar and pay an exuberant fee for a 1 hour initial consult before you could speak with them to see if they had any past experience with your financial / life circumstances.
I chose to engage Terry to manage my finances due to the fact he took the time to understand my situation/circumstances and provide me with valuable guidance before we even spoke about fees. Terry managed to guide me through all of the tax elements in relation to TPD and work injuries and how to navigate through these "grey" areas, saving me a fair bit in tax by strategically mapping out the road moving forward. I would highly recommend having chat with Terry before you commit to and advisor as I found him to be the most professional and transparent.
I chose to engage Terry to manage my finances due to the fact he took the time to understand my situation/circumstances and provide me with valuable guidance before we even spoke about fees. Terry managed to guide me through all of the tax elements in relation to TPD and work injuries and how to navigate through these "grey" areas, saving me a fair bit in tax by strategically mapping out the road moving forward. I would highly recommend having chat with Terry before you commit to and advisor as I found him to be the most professional and transparent.
Marco L
Make sure your personal insurance truly protects you, today and tomorrow.
Omura tailors personal risk insurance to fit your financial strategy, ensuring you’re covered without unnecessary costs, gaps or surprises.
With our personal insurance advice, you can secure the right protection and maintain control over your financial future. Omura provides strategic, independent advice tailored specifically to your lifestyle needs and goals.
Schedule an initial call